Expobank stops accepting term deposits!

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Further servicing of deposits placed by clients through the SmartDeposit platform will continue. All agreements concluded by AS Expobank clients regarding the placement of term deposits remain in force, their maintenance continues, and the existing conditions remain unchanged.
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In-person customer service (by appointment only) is provided at the premises of Signet Bank AS in Riga, Antonijas iela 3.
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If you have any questions or want to make an appointment, please contact the bank by phone number +371 670 43 534 or e-mail: info@expobank.eu

Basic conditions of a term deposit

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Favorable deposit rates

Up to 0% annually. The longer the term of the deposit, the higher the interest rate

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500 EUR min term deposit amount

Term deposits between 500 and 15 000 EUR can be placed via SmartDeposit platform

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Deposit terms beginning at 12 months

You may choose to deposit funds for a 12, 24, or 36 month term. The longer the term, the more profitable the interest rate

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Term deposit account opening is free of charge

You will not have to pay any fees for service and maintenance of your term deposit account

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State guaranteed deposit compensation

The protection of your deposit on the SmartDeposit platform is safeguarded by the "Deposit Guarantee Law" of the Republic of Latvia. The maximum amount of guaranteed compensation is 100 000 EUR per each depositor

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Accrued interest is paid out at the end of the term of the deposit

Receive the principal amount of the term deposit along with the earned interest at the end of the term

How much can you earn?

500 € 15 000 €
Gross total amount:
Interest rate: %
Income tax:
After tax amount:

Why choose SmartDeposit?

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Strong team

SmartDeposit team consists of professional specialists in the field of finance who believe in what they do

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An expereince that's worth gold

SmartDeposit platform was created by top tier specialists at AS Expobank. The bank itself has been operating in Latvia since 1991, and one the most lucrative bonuses for its clients has always been favorable term deposit interest rates

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Guaranteed deposit safety

Your term deposit is protected. The provisions of the "Deposit Guarantee Law" are applicable to the SmartDeposit platform guaranteeing a compensation of up to 100 000 EUR per depositor

Key benefits of placing your term deposit using the SmartDeposit online platform

  • A term deposit is designed to provide you with a certain amount of earnings on a predetermined date
  • SmartDeposit online platform offers more attractive interest rates compared to traditional savings accounts
  • Unlike a savings account, a term deposit has a fixed rate so market changes will not affect your earnings

Frequently asked questions

Who can use the SmartDeposit online platform for placing a term deposit?

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SmartDeposit platform has been created for residents of the Republic of Latvia – for individuals with legal capablity (or - individuals who are not incapacitated, or - able-bodied individuals) and who have reached the age of 18 and have at least one active bank account in the Republic of Latvia.


If you have an account at AS Expobank, please contact SmartDeposit Client Services Division by calling +371 661 55 777 or writing to smartdeposit@expobank.eu.

How can I place a term deposit using the SmartDeposit platform?

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In order to place a term deposit, you need to fill out a Questionnaire, complete remote identification, and remotely enter into a term deposit agreement.

Is SmartDeposit actually a 100% remote service?

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Yes, the service is entirely available remotely. You will not have to visit the bank in person in order to use this service.

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