How it works?

Key features of term deposit

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Having a fixed and earnings yielding interest rate, a term deposit is a safe and convenient way to accumulate funds

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Before an existing term deposit has reached the end of its term, you may enter into a new agreement by rolling over the initial principal amount along with any accrued interest into a new term deposit (no action needed on your end)

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Term deposit is designed in a way that it allows you to accurately calculate the amount of your earnings at the end of the term

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Your deposit protection is safeguarded in accordance with applicable legislature, and backed by the "Deposit Guarantee Law" (Republic of Latvia). The maximum amount of guaranteed compensation is 100 000 EUR per each depositor

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SmartDeposit term deposits offer higher interest rates than traditional savings accounts

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The longer the term of a term deposit, the higher the offered interest rate

Have more questions?

Visit the FAQ section, or get in touch with us to get answers to questions that may be of interest to you.

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